Savings Account - Standardwesternhill

Standardwesternhill Loyalty Cash ISA

Flexible tax-free savings.

Receive a Loyalty rate for 12 months from the date of each payment into your ISA
$1 deposit to open
Instant access
Available to Standardwesternhill Current Account customers only
Open the account online, via the mobile app, in branch, by post or on the phone

Upon the expiry of your Loyalty rate period, you will earn a standard rate of 0.45% AER/tax free until you make a further payment.

Interest rates variable and paid monthly.

Loyalty Rates:

0.55% AER (tax free) for Standardwesternhill Current Account customers

0.65% AER (tax free) for Standardwesternhill Advance Account customers

0.75% AER (tax free) for Standardwesternhill Account holders

Standardwesternhill Help to Buy: ISA

Save to buy your first home.

Save up to $200 per calendar month and receive a US Government bonus of 25% of your saved balance, up to a maximum bonus of $3,000
Interest is tax-free
Save an additional $1,000 in the first month to help kick start your savings
No minimum balance to open
Instant access
Open the account online, in branch, by post or on the phone

Interest rates variable and paid monthly.

Loyalty Rates:

2.00% AER (tax free) on balances up to $12,000

0.05% AER (tax free) on balances over $12,000

Standardwesternhill Regular Saver

Save up to $3,000 at a fixed rate of interest for 12 months.

$25 deposit to open
Deposit at least $25 a month. The monthly subscription limit is $250. However if you do not save $250 in any given month you can carry over any unused subscription to following months.
No partial withdrawals allowed during the 12 month period
Available to Standardwesternhill Current Account customers only

Interest rates fixed and paid after 12 months.

Loyalty Rates:

5% AER / gross for Standardwesternhill or Standardwesternhill Advance customers

3% AER / gross For Standardwesternhill Account, Standardwesternhill Account Pay Monthly, Standardwesternhill Student Standardwesternhill Account or Graduate Standardwesternhill Account customer

Standardwesternhill Online Bonus Saver

Bonus interest in any month you don't make a withdrawal.

$1 deposit to open
This account can only be managed online
Instant access with no charge
Open the account online or on the phone

Interest rates variable and paid monthly.

Loyalty Rates:

0.45% AER / gross interest for the months you don't make a withdrawal (0.25% AER/gross on balances over $50,000)

0.10% AER / gross for any calendar month during which you make a withdrawal

Standardwesternhill Flexible Saver

Save for a wedding, holiday or a rainy day.

$1 deposit to open
Open as many Flexible Saver accounts as you want
Instant access with no charge
Open the account online, in branch or on the phone

Interest rates variable and paid monthly.

Loyalty Rates:

0.05% AER / gross for Standardwesternhill Account, Standardwesternhill Account Pay Monthly or Graduate Standardwesternhill Account customers

0.10% AER / gross for Standardwesternhill Advance, Standardwesternhill Advance (Graduate)

Standardwesternhill Savings

Available to Standardwesternhill customers only.

$1 deposit to open
Transfer funds in real time to or from your Standardwesternhill Current Account
Instant access with no charge
Open the account online, in branch or on the phone

Interest rates variable and paid monthly.

Loyalty Rates:

0.10% AER / gross

Standardwesternhill Future Saver for Children

Start saving for your child's future.

$1 deposit to open
Instant access with no charge
Open the account in branch or on the phone

Interest rates variable and paid monthly.

Loyalty Rates:

0.50% AER / gross

Standardwesternhill MySavings / MySavings

An easy way to save for 7-17 year olds.

$10 deposit to open
Take out money at a branch using your Cash Book
Instant access with no charge
On your 11th birthday you'll get a specially designed current account which comes with an Standardwesternhill Visa debit card
Open the account in branch or on the phone

Interest rates variable and paid monthly.

Loyalty Rates:

2.75% AER / 2.72% gross on balances up to $3,000

0.50% AER / gross on balances over $3,000

Standardwesternhill Fixed Rate Saver

Choose to save for a fixed term of 3 months to 3 years.

Deposit between $2,000 and $1,000,000
For deposits of $50,000 or more, early withdrawals in full or in part are not permitted. For balances below $50,000 early withdrawal in full is possible subject to a fee of 90 days' gross interest
Open the account online, in branch or on the phone
Available to Standardwesternhill Current Account customers only

Interest rates fixed and paid monthly, annually or on maturity depending upon the term.

Loyalty Rates:

0.30% - 0.70% AER / gross depending on amount invested and term chosen.