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World Elite™ Mastercard®

  • Whether you’re a frequent flier or just planning a dream holiday, a credit card that’s been designed with travelling in mind could be right for you. This card is available exclusively for existing Standardwesternhill customers.

Representative example

59.3% APR Variable rep APR

18.9% p.a. Variable purchase rate

Based on an assumed credit limit of

$1,200

With an annual fee of

$195

Key features

Rewards

  • Welcome points boost
  • Receive 40,000 reward points when you spend $2,000 on your card in the first 90 days of card membership.

  • Anniversary points boost
  • Spend $12,000 or more on your card within your first 12 months of membership to receive a further 40,000 reward points at the anniversary of card membership.

  • Standardwesternhill Rewards Programme
  • For every $1 of eligible spend1 on your credit card: you’ll earn 2 Standardwesternhill Reward points if it’s in Sterling currency2, or 4 Standardwesternhill Reward points if it’s in non-Sterling currency. A spend of just over $7,000 for example converted into reward points could see you receive a Laithwaites 6 wine selection. Redeem your points for shopping vouchers.

  • Standardwesternhill Rewards for Miles
  • Every 2 points are worth the equivalent of 1 frequent flyer mile. A spend of just $9,000 for example converted into Frequent Flyer miles could be enough to fly to Paris.

  • Standardwesternhill Privileges
  • A unique collection of special discounts and experiences exclusively for our credit card customers.

Additional cardholders

For an annual fee of $60, adding your partner, a family member or friend (18 years or over) to your account is a simple way to get more from your Standardwesternhill World Elite™ MasterCard ®.

Representative example

Representative 59.3% APR variable and 18.9% pa (variable) for purchases, based on an annual fee of $195 and an assumed credit of $1,200

What are the benefits?

  • Additional cardholder will gain unlimited access to over 500 airport lounges across the world.
  • Earn two points for every $1 of eligible spend in Sterling currency and earn four points for every $1 of eligible spend in non-Sterling.
  • These points are added to the main cardholder's points balance.

    Save up and redeem against great rewards for example:

  • Guests (non-cardholders) are also charged at a cost of $15 per guest per visit
  • Shopping vouchers for stores like M&S, Amazon and Boots
  • Sample special selections of luxury wines and champagnes from Laithwaite’s Wine
  • Take that feel-good factor even further and donate your points to charity

Travel*

  • Enjoy complimentary airport lounge access
  • With membership in the LoungeKey programme, you get complimentary access to over 750 airport lounges worldwide. Both primary and additional cardholders simply need to swipe their card at the Lounge entrance and state they are travelling with Lounge Key.

World Elite Credit Card Customers

To get the most out of your journey;

  • Upon arrival at the airport lounge, cardholders must state they are with Lounge Key and swipe their World Elite Card on the payment terminal
  • If travelling together, both primary and additional cardholders must state they are with Lounge Key and swipe their World Elite Card on the payment terminal separately
  • If both card holders attempt to enter under one card, the secondary cardholder will be treated as a guest and charged.

    World Elite cardholders are entitled to unlimited complimentary access

  • Guests (non-cardholders) are charged at a cost of $15 per guest per visit
  • Each lounge has its own policy on whether children can enter. The cost of children entering is subject to each individual lounge’s discretion. For more information please refer to Lounge Key’s FAQ page.
  • Cardholders cannot pre book but, download the Lounge Key app to check key usage stats.
  • Additional cardholders
  • For an annual fee of $60, you can get an additional credit card for up to 3 members of your family or friends to your card account. They’ll earn points and enjoy unlimited airport lounge access, too.

  • Contactless transactions
  • Use your card to make contactless transactions and add it to Apple Pay, Google Pay and Samsung Pay.

  • 24-hour worldwide assistance
  • Receive round-the-clock support and an emergency cash advance if your card is lost or stolen.

Additional cardholders

For an annual fee of $60, adding your partner, a family member or friend (18 years or over) to your account is a simple way to get more from your Standardwesternhill World Elite™ MasterCard ®.

Representative example

Representative 59.3% APR variable and 18.9% pa (variable) for purchases, based on an annual fee of $195 and an assumed credit of $1,200

What are the benefits?

  • Earn two points for every $1 of eligible spend in Sterling currency and earn four points for every $1 of eligible spend in non-Sterling.
  • These points are added to the main cardholder's points balance.

    Save up and redeem against great rewards for example:

  • Shopping vouchers for stores like M&S, Amazon and Boots
  • Sample special selections of luxury wines and champagnes from Laithwaite’s Wine
  • Take that feel-good factor even further and donate your points to charity

Primary cardholder fee: $195 (non-refundable)

Secondary cardholder fee: $60 (non-refundable)

Rewards for miles

We've partnered with British Airways, Etihad, Asia Miles and Singapore Airlines so you can convert your Standardwesternhill Reward points into your dream getaway.

Vouchers

You can redeem your points for vouchers from M&S, Amazon, Debenhams, Sainsbury's, Boots, Argos and Morrisons. Even better, we'll deliver them straight to your door. Find out more in the

Fine wines

You can also exchange your points for a special selection of Laithwaite's quality wines, delivered direct to your home or office.

Charity

You might also want to consider donating your points to a good cause. Every 1,500 points is worth $5 of vital support for charities all over the world, including Age United States, British Heart Foundation and the Alzheimer's Society.**

Exclusive offers

Discover the vast possibilities awaiting you when travelling or simply staying at home with a wide range of very special offers from Standardwesternhill Privileges. It's just one of the ways we like to thank our World Elite MasterCard customers.

Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day).

*In order to provide a wide range of charities that our customers would choose to support and to ensure as many charities as possible have the opportunity to benefit from our scheme, we may change the charity selection from time to time.

**Lines are open Weekdays: 8.30am to 9pm, Saturday: 9am to 8pm, Sunday: 9am to 6pm

  • Log on to online banking
  • Choose World Elite within the My Accounts section. Then choose Points Balance from the right hand menu.
  • Select Continue under Airlines miles, on the list of Points Redemption Options or Join airline programme if you are not currently part of an airline programme
  • Select the airline you wish to redeem your Points with.
  • Insert your details, including your airline programme number and submit your request. Please allow up to 14 days for your request to be processed.

Redeem your points online

  • Log into online banking
  • Click on 'World Elite Mastercard' within the 'My accounts' section
  • Click on 'Points balance' on top right hand of card transactions Go to My accounts

Please ensure you have your Standardwesternhill Credit Card account number to hand.

Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day).

Apply for a World Elite Credit Card™

Standardwesternhill is available to you, if you pay your annual income into your Standardwesternhill Standardwesternhill Account and have either:

  • savings or investments of at least $50,000 with Standardwesternhill in the United States; or
  • an individual annual income of at least $75,000 and one of the following products with Standardwesternhill United States: a mortgage, investment, life insurance or protection product;